Bangkok Bank Malaysia Financial Statements

e-Payment

Items	Over the Counter
Fees and Charges (RM per transaction)	NIL
Daily Transaction Limit (RM per day)	No limit *up to RM10,000 per transaction for Non-Resident Account unless its same account holder transfers or under exempt group category. For more information, kindly refer to http://bnm.my/fep
Operating Hours	9:30 a.m. - 4:00 p.m.
Crediting Hour	Immediate

Interbank GIRO (IBG)

Channel

Over the Counter (OTC) only

Fees & Charges

Waived

Limits

Up to RM10,000 per transaction for Non-Resident Account unless its same account holder transfers or under exempt group category. For more information, kindly refer to http://bnm.my/fep

Operating Hours

Branch Banking Hours (9:30 a.m. - 4:00 p.m.)

Payment Schedule

Initiated Payment Time		Crediting Time		Refund Time
Business Days (Monday until Friday)	Before 5:00 a.m.	Same Day	By 11:00 a.m.	Same Day	By 5:00 p.m.
	5:00 a.m. to 8:00 a.m.		By 2:00 p.m.		By 8:20 p.m.
	8:01 a.m. to 11:00 a.m.		By 5:00 p.m.		By 11:00 p.m.
	11:01 a.m. to 2:00 p.m.		By 8:20 p.m.	Next Business Day	By 11:00 a.m.
	2:01 p.m. to 5:00 p.m.		By 11:00 p.m.		By 11:00 a.m.
	After 5:00 p.m.	Next Business Day	By 11:00 a.m.		By 5:00 p.m.
Non-Business Days (Saturday, Sunday and Federal Territory Public Holidays)		Next Business Day	By 11:00 a.m.	Next Business Day	By 5:00 p.m.

RENTAS

Items	Over the Counter
Fees and Charges (RM per transaction)	RM4.00
Daily Transaction Limit (RM per day)	Minimum RM10,000 *up to RM10,000 per transaction for Non-Resident Account unless its same account holder transfers or under exempt group category. For more information, kindly refer to http://bnm.my/fep
Operating Hours	9:30 a.m. - 4:00 p.m.
Crediting Hour	Same day

Cheque Services

Cheque and Current Account Services

No	Items
		RM	Effective date

(1)	Fee per cheque issued	0.50	2 January 2015

No	Items
		Crediting Time

(1)	Monday - Friday (Cheque deposited before 4.00 p.m.)	T+1 business day
(2)	Monday - Friday (Cheque deposited after 4.00 p.m.)	T+2 business days
(3)	Non-Business Day	T+2 business days

* T = Cheque Deposited Day

Short Description

Description of selected payment services

No	Payment Services	Description
1.	Interbank GIRO	An electronic fund transfer payment system which allows transfer of money between participating financial institutions within Malaysia.
2.	RENTAS	Interbank funds transfer made via RENTAS, with a minimum amount of RM 10,000.
3.	Cheque	A paper based payment instrument. It is a form of written order directing a bank to pay money to the beneficiary.