Basic Current Account (BCA)
Benefits
Low initial deposit with only RM500 to open the account.
No charges on the issuance of cheque book except for stamp duty incurred.
Free monthly account statement,
Enjoy unlimited over the counter transactions.
Note: This account does not come with Overdraft facility
Required documents
For Personal/Joint accounts
Secondary identification documents required in case Mykad verification failed:
Additional documents required in case mailing address differs from Mykad:
Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account, within last 3 months
Credit or debit/charge card statement (3 months)
Eligibility
Only applicable to Malaysian citizens and permanent residents, age 18 years and above.
Each accountholder can only hold one Basic Current Account with the bank, singly or jointly.
This account is NOT applicable to non-residents, societies, companies, clubs and associations.
As per current practice, you need to produce an Introducer upon opening of the account.
Fees & Charges
Type of Charge |
Charges |
Service Fee |
Average balance of less than RM1,000 during the half year- RM10.00 (inclusive 0% GST) / half yearly
|
Cheque Book Application |
No charge except for stamp duty |
Early closure of accounts (closed within 3 months of account opening) |
RM10 |
Dormant Account (no activity for 12 months) |
For balance above RM10
- RM10.00 (inclusive 0% GST) per year
For balance of RM10 & below
- The bank will close the account and absorb the remaining balance as a service charge
|
Terms & Conditions
Subject to terms and eligibility, Bangkok Bank Berhad reserves the right to review and change the above BCA features and benefits at its discretion from time to time.
* Protected by PIDM up to RM250,000 for each depositor.
* Click here for PIDM’s DIS Brochure.
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