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Basic Current Account (BCA)
Benefits
Low initial deposit with only RM500 to open the account. No charges on the issuance of cheque book except for stamp duty incurred. Free monthly account statement, Enjoy unlimited over the counter transactions.
Note: This account does not come with Overdraft facility
Eligibility
Only applicable to Malaysian citizens and permanent residents, age 18 years and above as well as Small and Medium Enterprises (SME). Each accountholder can only hold one Basic Current Account with the bank, singly or jointly. This account is not applicable to non-residents, societies, companies other than SME, clubs and associations. As per current practice, you need to produce an Introducer upon opening of the account.
Fees & Charges
| Type of Charge |
Charges |
| Service Fee |
Average balance of less than RM1,000 - RM10.00 per half yearly
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| Cheque Book Application |
No charge except for stamp duty |
| Early closure of accounts (closed within 3 months of account opening) |
RM10 |
| Dormant Account (no activity for 12 months) |
Account with balance above RM10 – Service Charge of RM10.00 per year
Account with balance up to RM10 – Account will be closed remaining balance absorb as service charge
Activation of dormant account – No charge
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Terms & Conditions
Subject to terms and eligibility, Bangkok Bank Berhad reserves the right to review and change the above BCA features and benefits at its discretion from time to time.
* Protected by PIDM up to RM250,000 for each depositor.
* Click here for PIDM’s DIS Brochure.
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