Consumer Banking > Basic Banking Services
Basic Banking Services

Basic Savings Account (BSA) and Basic Current Account (BCA) are offered at Bangkok Bank Berhad to Malaysian citizens and permanent residents. These accounts can be opened under individual or joint names. BSA and BCA operate in the same way as the ordinary savings or current accounts except that these accounts enable you to perform only basic transactions and at a minimal cost or free.

Basic Savings Account (BSA)  

Basic Savings Account (BSA)

  • Low initial deposit with only RM20 to open the account.

  • Earn interest irrespective of account balance. Interest is calculated daily and paid half-yearly.

  • No service or maintenance charge as long as a minimum balance of RM20 is maintained.

  • Free savings passbook during account opening and when the old passbook is full.

  • Enjoy unlimited over the counter transactions.

Required documents

For Personal/Joint accounts

  • Mykad

Secondary identification documents required in case Mykad verification failed:

  • Valid Passport (if Mykad is produced as a primary document)

  • Valid driving licence

Additional documents required in case mailing address differs from Mykad:

  • Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account, within last 3 months

  • Credit or debit/charge card statement (3 months)


  • Only applicable to Malaysian citizens and permanent residents, age 18 years and above.

  • Each accountholder can only hold one Basic Savings Account with the bank, singly or jointly.

  • This account is NOT applicable to non-residents, societies, clubs and associations.

Fees & Charges

Type of Charge Charges
Issuance of new passbook due to damages or loss of passbook RM15
Early closure of accounts (closed within 3 months of account opening RM2
Dormant Account (no activity for 12 months) For balance above RM10 - RM10.00 (inclusive 0% GST) per year
For balance of RM10 & below - The bank will close the account and absorb the remaining balance as a service charge

Terms & Conditions

Subject to terms and eligibility, Bangkok Bank Berhad reserves the right to review and change the above BSA features and benefits at its discretion from time to time.


* Protected by PIDM up to RM250,000 for each depositor.
* Click here for PIDM’s DIS Brochure.

Basic Current Account (BCA)